Creative Software Alliance Long Term Care Illustration Software
LTC Benefits Solver
LTC Benefits Solver
Creative Software Alliance, Inc. | ph. 707-778-8721 - fax 415-962-0537
P.O. Box 511270 | Penngrove, CA 94951
What do you do when your client says to you... "I'm on a fixed income, and I can only
spend $2,500 a year on my premium. What can I get for that?
"
This particular set of
results answers the
question your client
asked above. Based
on solving for all of the
4 major policy
benefits, there were
171 different
combinations of
benefits that
generated a premium
of $2,500 (+- a $50
variance). From this
list of solutions, you
can now scroll through
and find the
combination of those
benefits that best suit
your client's need. If
you have previously
used the Needs
Analysis tool to
determine the
To use the Benefits Solver, simply follow the numbered sections...
1) Decide on whether you are solving for the primary applicant, or the spouse (if one is included)

2) Determine which specific benefit item is most important to solve for, or choose "All Benefits" to solve for them
all.

3) Determine whether you want to solve for a Maximum Premium (which generates all premium options from $0
up to the Desired Premium (+ the variance); or, a Target Premium, where the results will be based on targeting
the Desired Premium exactly (+- the variance). If you choose "ALL", then no premium amount is used to
determine the results, and all of the results returned will be based on the benefit(s) chosen in step 2.

4) Determine whether or not you want to include any riders in the premium calculations of the results.

5) Press the "Solve!" button to generate your results. Once you scroll through the list and decide on which solution
is best for your client, simply click on it and load it into the system to generate a proper illustration.
desired Daily Benefit and Inflation combination, you can quickly find the closest match to those items that also
meet the premium requirements of your client.
With the CSAi Benefits Solver, you can answer that question, and a lot more. With our solver, you can choose
a specific benefit, or any combination of the major benefit items of your policy, that meet a specific Premium
goal. You can solve for a Maximum premium level, or zero-in on an exact premium amount. If there are certain
policy aspects that are important to your client (like Compound Inflation), then you can generate numerous
plan designs that include that specific benefit item. Let's look at the example screen below.